Risco de crédito

Risco de crédito de um emissor

Probabilidade de inadimplência, faixa, indicadores do balanço e histórico de um emissor.

GEThttps://api.fintay.com.br/v1/credit-risk/issuers/{cnpj}

Autorização

X-API-Keystringheaderobrigatório

Chave de API criada em API Keys. Veja Chaves e limites.

Parâmetros de rota

cnpjstringobrigatório

CNPJ do emissor.

Resposta

Envelope { success, data, meta }. Campos de data:

latestobject

featuresobject

historyobject[]

peersobject[]

universe_ranknumber

Exemplo: 0.5041597337770383

eventsstring[]

banknull

scaleobject[]

GETRisco de crédito de um emissor

curl "https://api.fintay.com.br/v1/credit-risk/issuers/33000167000101" \
  -H "X-API-Key: SUA_CHAVE"

Resposta

{
  "success": true,
  "data": {
    "latest": {
      "cnpj": "33000167000101",
      "ref_date": "2026-10-05",
      "segment": "corporate",
      "name": "PETROLEO BRASILEIRO S.A. PETROBRAS",
      "sector": "Petróleo e Gás",
      "ticker": "PETR4",
      "statement_date": "2026-06-30",
      "market_cap": 639281144945.6,
      "debt_point": 213511500000,
      "total_liabilities": 797165000000,
      "total_assets": 1279019000000,
      "equity_vol": 0.28175504176510363,
      "asset_vol": 0.21776094329453574,
      "dd_naive": 8.652367578239117,
      "pd_naive": 2.52209353113147e-18,
      "dd_kmv": 6.697882748053175,
      "pd_kmv": 1.0573041067501035e-11,
      "z_em": 5.302500264967516,
      "z_zone": "grey",
      "pd_market": 0.004686506356856154,
      "pd_accounting": 0.004686647664792307,
      "pd": 0.004686506356856154,
      "grade": 4,
      "in_default": false,
      "model": "corporate_market",
      "series_id": "34f27cc6-1076-46c0-aeb7-b5e85499b799"
    },
    "features": {
      "dd": 8.652367578239117,
      "mb": 0.2505543953576568,
      "zem": 5.302500264967516,
      "nita": 0.10457702348440484,
      "reta": 0.17708962884835958,
      "size": 27.877114493770662,
      "tlta": 0.6232628287773676,
      "wcta": -0.02064160110209465,
      "exret": 0.17840354593837338,
      "nimta": 0.09311591699462252,
      "price": 2.70805020110221,
      "rsize": -1.7446083047943872,
      "sigma": 0.27422504742818443,
      "tlmta": 0.5549564129535741,
      "cashta": 0.04203534114817684,
      "ebitta": 0.14522536412672524,
      "cashmta": 0.037428482918888756,
      "zem_distress": 0
    },
    "history": [
      {
        "cnpj": "33000167000101",
        "ref_date": "2021-06-30",
        "segment": "corporate",
        "name": "PETROLEO BRASILEIRO S.A. PETROBRAS",
        "sector": "Petróleo e Gás",
        "ticker": "PETR4",
        "statement_date": "2021-03-31",
        "market_cap": 390291154090,
        "debt_point": 226832500000,
        "total_liabilities": 678038000000,
        "total_assets": 998283000000,
        "equity_vol": 0.46236863060236705,
        "asset_vol": 0.2968144127874999,
        "dd_naive": 3.8215744083530696,
        "pd_naive": 0.00006630119541556441,
        "dd_kmv": 3.3108353198236182,
        "pd_kmv": 0.0004650896612972473,
        "z_em": 5.272921440418015,
        "z_zone": "grey",
        "pd_market": 0.004825735258242409,
        "pd_accounting": 0.004825927964633052,
        "pd": 0.004825735258242409,
        "grade": 4,
        "in_default": false,
        "model": "corporate_market",
        "series_id": "34f27cc6-1076-46c0-aeb7-b5e85499b799"
      },
      {
        "cnpj": "33000167000101",
        "ref_date": "2021-07-31",
        "segment": "corporate",
        "name": "PETROLEO BRASILEIRO S.A. PETROBRAS",
        "sector": "Petróleo e Gás",
        "ticker": "PETR4",
        "statement_date": "2021-03-31",
        "market_cap": 355410365200,
        "debt_point": 226832500000,
        "total_liabilities": 678038000000,
        "total_assets": 998283000000,
        "equity_vol": 0.460261133723906,
        "asset_vol": 0.2854440439169527,
        "dd_naive": 3.2903597299607528,
        "pd_naive": 0.0005002968750700566,
        "dd_kmv": 3.247353306614509,
        "pd_kmv": 0.0005824184673807683,
        "z_em": 5.272921440418015,
        "z_zone": "grey",
        "pd_market": 0.004825735258242409,
        "pd_accounting": 0.004825927964633052,
        "pd": 0.004825735258242409,
        "grade": 4,
        "in_default": false,
        "model": "corporate_market",
        "series_id": "34f27cc6-1076-46c0-aeb7-b5e85499b799"
      },
      {
        "cnpj": "33000167000101",
        "ref_date": "2021-08-31",
        "segment": "corporate",
        "name": "PETROLEO BRASILEIRO S.A. PETROBRAS",
        "sector": "Petróleo e Gás",
        "ticker": "PETR4",
        "statement_date": "2021-06-30",
        "market_cap": 360104661195.45,
        "debt_point": 180388000000,
        "total_liabilities": 579057000000,
        "total_assets": 941447000000,
        "equity_vol": 0.4625536571016144,
        "asset_vol": 0.31332682067689455,
        "dd_naive": 3.829100035069237,
        "pd_naive": 0.00006430636193427062,
        "dd_kmv": 3.4533079319798325,
        "pd_kmv": 0.0002768782430316535,
        "z_em": 5.957875136931966,
        "z_zone": "safe",
        "pd_market": 0.003594498086522566,
        "pd_accounting": 0.003594927330330452,
        "pd": 0.003594498086522566,
        "grade": 4,
        "in_default": false,
        "model": "corporate_market",
        "series_id": "34f27cc6-1076-46c0-aeb7-b5e85499b799"
      }
    ],
    "peers": [
      {
        "cnpj": "52017473000103",
        "name": "Azevedo & Travassos Energia S.A.",
        "ticker": "AZTE3",
        "pd": 0.003356009070294785,
        "grade": 4,
        "in_default": false,
        "dd_naive": null,
        "z_em": 16.802686905765963,
        "market_cap": null,
        "series_id": "4f504ffc-de85-44a3-86c7-06ec11ab8d11"
      },
      {
        "cnpj": "07275159000168",
        "name": "PETROLEO LUB DO NORDESTE SA",
        "ticker": null,
        "pd": 0.003356009070294785,
        "grade": 4,
        "in_default": false,
        "dd_naive": null,
        "z_em": 11.768810475969413,
        "market_cap": null,
        "series_id": null
      },
      {
        "cnpj": "10629105000168",
        "name": "PRIO S.A.",
        "ticker": "PRIO3",
        "pd": 0.0037962059328711427,
        "grade": 4,
        "in_default": false,
        "dd_naive": 6.458913540561958,
        "z_em": 5.800541364443861,
        "market_cap": 48577156047.159996,
        "series_id": "ac89d2dc-b117-4348-847e-918a9137790d"
      }
    ],
    "universe_rank": 0.5041597337770383,
    "events": [],
    "bank": null,
    "scale": [
      {
        "grade": 1,
        "pd_min": 0,
        "pd_max": 0.0005
      },
      {
        "grade": 2,
        "pd_min": 0.0005,
        "pd_max": 0.001
      },
      {
        "grade": 3,
        "pd_min": 0.001,
        "pd_max": 0.0025
      }
    ]
  },
  "error": null,
  "meta": {
    "request_id": null,
    "format": "json"
  }
}